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Identity Theft

Identity theft continues to be a growing concern for individuals. Several of our homeowner companies now offer endorsements to help insured individuals recover from the associated costs of restoring their credit information.

In 2006, the Federal Trade Commission recorded reported identity theft claims by age group.

Under Age 18: 5%
Age 18 to 29: 29%
Age 30 to 39: 23%
Age 40 to 49: 20%
Age 50 to 59: 13%
Age 60 to 64: 4%
Over Age 64: 6%

Texas ranks fourth behind Arizona, Nevada and California in identity theft claims.

Strides have been made by the legislators and the government to help citizens to protect their identities. At the site below, you are able to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

Experts recommend that you request a free credit report three times a year, or once every four months. Pick one of the three companies for the first report. Four months later, pick another of the companies. Four months after this, pick the last company. By following this pattern, you will be able to obtain one free credit report annually from each of the three companies, but will be able to monitor your credit report every four months. This way, you can catch illegal activity quickly. Unlike other sites, you will not be required to purchase any additional services. Click here to connect to the official site.

The Federal Trade Commission is an excellent resource for information on its official website. Below are a few of the topics that are addressed. Click on the links below to find the information you need.

Take the Onguard Online Quiz to see how familiar you are with identity theft.

Other Important FTC Links:
What is identity theft?
How does identity theft occur?
How do I minimize my risk of becoming a victim of identity theft?
How do I detect if my identity has been stolen?
What do I do if my identity has been stolen?
How do I file a complaint with the FTC and local police if my identity is stolen?

Edwards-Graham
Insurance Agency

Location:

1906 Veterans Blvd
Del Rio, Texas
78840

Mailing Address:
PO Box 420007
Del Rio, TX
78842-0007

Office Hours:
Mon-Thurs 8-5
Friday 8-3
Call us !
(830) 775-2411